Gifted Financial Services

Privacy Policy

Effective Date: 1/24/2026

Gifted Financial Services (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you use our services, website, or communicate with us, including via SMS or other electronic messages.

1. Information We Collect

We may collect the following types of information:

Personal Information:Name, address, email, phone number, date of birth, and proof of identification.
Financial Information:Credit reports, tax data, financial documentation, or other materials you voluntarily provide to help us perform services.
Communication Data:Text messages, emails, call logs, and chat messages related to your account and services.
Technical Data:Website usage data such as IP address, browser type, and system information.

2. How We Use Information

We use your information to:

Provide credit repair, tax preparation, and financial education services.
Deliver account updates, appointment reminders, and service notifications.
Process payments, manage billing and maintain client records.
Send occasional promotions or educational content (with your consent).
Comply with laws, regulations, and industry standards.

We do not sell or rent your personal information to third parties.

3. SMS and Email Communication Consent

By providing your phone number or email, you consent to receive service-related communications from Gifted Financial Services. You may also opt in to receive financial education or promotional messages. You can opt out anytime by replying STOP to a text message or selecting unsubscribe in an email. Standard message and data rates may apply.

4. Information Sharing

We may share limited information only with:

Credit bureaus or institutions necessary to carry out your disputes or financial services.
Third-party service providers who assist with credit monitoring, document processing, or payment handling.
Legal or regulatory bodies if required by law.

All partners and vendors are required to follow strict confidentiality and security standards.

5. Data Security

We use secure servers, data encryption, and administrative safeguards to protect client information. While we take reasonable steps to guard your data, no system can guarantee complete security.

6. Data Retention

We retain your records only as long as necessary to perform services, fulfill legal obligations, or maintain compliance.

7. Your Privacy Rights

You may:

Request access to your personal information.
Correct inaccuracies in your records.
Withdraw consent for marketing communications.
Request deletion of your personal information, subject to compliance or legal obligations.

8. Policy Updates

We may update this Privacy Policy from time to time. Any changes will be posted on our website with a new effective date. Clients are encouraged to review this policy periodically.